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If seeking a flexible way to help protect your loved ones 和 build tax-deferred cash value, 一份通用人寿10bet移动客户端可能就是你所需要的. While this flexible permanent protection is ideal for those potentially seeking to adjust coverage 和 premiums to meet changing needs,¹ 它可以被构造为幸存保单或联合保单. 国有农场生活^® 10bet移动客户端公司(在MA没有执照, NY or WI) or 国有农场生活和 Accident Assurance Company (licensed in NY 和 WI) can help.

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If you are interested in additional life products, please contact a 州立农业10bet移动客户端公司代理.

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This permanent policy allows you the flexibility to raise or lower your coverage¹ 或者你的保费² 根据需要. It even helps you potentially build account value you can use during your 一生.³

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生存普遍人寿10bet移动客户端⁴

涵盖了两个人. The death benefit is paid when the last person insured under the policy dies. 生存普遍生活 is an efficient way to assist with a variety of planning needs such as cash for estate expenses, business transition planning or funding a special-needs trust.

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涵盖了两个人. The death benefit is paid upon the first death of the insureds. 联合普遍的生活 offers an economical way of providing permanent coverage for two individuals under one policy. It could provide real financial security for your loved ones, 帮助他们偿还抵押贷款, 资助大学教育, 每月付清账单.

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产品	特性	保费¹
普遍的生活	特性灵活更改10bet移动客户端金额和保费.	保费¹ Minimum funding requirements must be met in order for the policy to remain in force 和 retain its flexibility.
生存普遍生活	特性在第二个配偶死亡时支付抚恤金. Typically used by couples with large estates to pay estate taxes, 或留下遗产或慈善礼物.	保费¹ Flexible premiums which are generally lower than the premiums for a separate whole life or universal life policy.
联合普遍的生活	特性两个人的寿险单. 通常比两种永久性保单更实惠. Pays benefits at the death of the first insured to help cover the survivor’s expenses. 也被企业主用来资助买卖协议.	保费¹ Flexible premiums which are generally lower than the premiums for two separate policies.

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添加你万能人寿10bet移动客户端的附加条款 policy benefits you by providing money to meet long-term care expenses if you incur them. 然而, 如果你不使用这个附加条款, the death benefit provided by your life insurance policy will be t在这里 for your beneficiaries.

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Term life insurance on your spouse 和 children can be included on your base coverage by purchasing separate term riders, 接受10bet移动客户端. The additional level term rider may not be available in all states.

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人寿10bet移动客户端的费用, optional coverages 和 the monthly expense charge can be waived during certain periods of total disability as defined in the policy 和 lasting six continuous months.

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You are guaranteed the right to increase your life insurance coverage by the amount of the rider on specific option dates without evidence of insurability. The waiver of monthly deduction for disability benefit must be present in order to add this coverage. When you marry or become a parent, you may exercise the next available option.

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1 Coverage will expire when either no premiums are paid following the initial premium or subsequent premiums are insufficient to continue coverage

2 Increases in coverage are subject to underwriting 和 policy limits. 承保范围的减少受保单限额的限制.

3 Permanent life insurance develops cash value that can be borrowed. Policy loans accrue interest 和 unpaid policy loans 和 interest will reduce the death benefit 和 cash value of the policy. The amount of cash value available will generally depend on the type of permanent policy purchased, 购买的10bet移动客户端金额, the length of time the policy has been in force 和 any outst和ing policy loans. T在这里 may be tax consequences associated with policy loans.

4 生存普遍生活 is the marketing name for Flexible Premium 联合和 Last to Die Survivorship Adjustable 人寿10bet移动客户端.

披露的信息

这是覆盖率的一般描述. 这是覆盖率的一般描述. A complete statement of coverage is found only in the policy.

浏览有关报导的详情, 成本, 限制, 和提高, 或者申请10bet移动客户端, 联系你当地的州立农业10bet移动客户端公司代理.

10bet移动客户端 policies 和/or associated riders 和 features may not be available in all states, 政策条款和条件可能因州而异.

系列政策信息

证券没有FDIC的10bet移动客户端, are not bank guaranteed 和 are subject to investment risk, 包括可能的本金损失.

出具:
国有农场生活 10bet移动客户端 Company (Not licensed in MA, NY, or WI)
国有农场生活和 Accident Assurance Company (Licensed in NY 和 WI)
伊利诺斯州布卢明顿的内政部

Each insurer is financially responsible for its own products.

IL–12.17